AGRI FINANCE
Loan To Farmers
Small farmers having 2.5-10 Acres land holding- Loan capped at 30-35 lacs for individuals.
Farmers having >30 Acres land holding- per borrower funding is to be capped at 75-80 lacs under agri project cases for individuals.
Loans to farmers for pre and post-harvest activities, viz., spraying, weeding, harvesting, sorting, grading and transporting of their own farm produce.
Food and Agro-processing: (Loans to Food and agro processing units (Upto 100 Crores) now part of Agriculture Loan)
Flour Mills, Rice Mills, Daal Mills, Besan Mills etc.
Bakery, Wafer/Farsan manufacturer, Confectioneries, Snacks & Ready to Cook/Food manufacturer, Biscuits manufacturer, food & Beverages and all types of edible item manufacturer.
Agriculture and Allied Activities:
Dairy, Fishery, Animal husbandry, Poultry, Piggery, Bee-keeping and Sericulture.
Fertilizer & Seeds:
Plant tissue culture and agri-biotechnology, seed production, production of bio-pesticides, bio-fertilizer, and vermi composting.
Storages (Warehouses, Cold Storages) & Others:
- Loans for construction of storage facilities (warehouses, marketyards, godowns and silos) including cold storage units designed to store agriculture products.
- Polyhouse, Nurseries, Floriculture, Horticulture, Agri Equipment Manufacturer, APMC traders.